Insurance Blog & Resources

If you’ve heard the term “no-fault insurance” and wondered what it really means for you, you’re not alone. ICBC’s Enhanced Care system changed how injury claims work in British Columbia, placing recovery and support at the center of the process. Here’s a clear breakdown of how it affects drivers, cyclists, and pedestrians in Victoria. Care Comes First Under Enhanced Care, anyone injured in a motor vehicle crash can receive care through ICBC without having to prove fault first. Once a claim i

Making your home more energy efficient doesn’t always require major renovations. Small improvements can reduce energy costs, improve comfort, and help your home run more smoothly year-round. One of the most effective places to start is sealing air leaks. Drafts around doors, windows, and vents allow heat to escape in the winter and enter in the summer, putting extra strain on heating and cooling systems. Weatherstripping and caulking are inexpensive fixes that can make a noticeable difference.

As we step into a new year, all of us at InsureBC Victoria want to thank our Victoria community for another year of trust and support. The new year is a great time to check in on what matters most—your home, your vehicle, your business, and the people you care about. Whether it’s rising construction costs, changing vehicle values, or simply life moving forward, your insurance should keep pace. In the year ahead, our focus remains the same: * Clear, honest advice * Coverage that actually fit

The start of a new year is the perfect time for Victoria residents to make sure all types of insurance are current. Whether it’s home, condo, auto, life, business, travel, or other coverage, being properly insured protects you from unexpected surprises in 2026. Steps to consider: * Review home, condo, and auto policies to ensure coverage reflects current circumstances. * Check life insurance beneficiaries and coverage amounts. * Verify specialty or travel insurance policies. If you’re not

Victoria is known for its mild climate, but Island winters still bring enough cold, wind, and moisture to cause costly damage. At InsureBC Victoria, we encourage homeowners and drivers to take a few extra precautions whenever temperatures fall below normal. Moisture + Cold = Expensive Repairs Even a light freeze can create issues because our homes aren’t built for deep winter. Common concerns we see: * Frozen outdoor faucets * Driveway slips from overnight frost * Heat pump strain during